There were no hiccups, authentication was fast. Vinny has a track record of building profitable businesses which scaled quickly and many investments he's made in the blockchain space could utilize Civic, making all of Vinny's investments the perfect integration partners. Identity Validator — One who validates the identity. However, the value of the token is directly tied to a service, rather than just market movements, so its growth might be more limited than what people have come to expect from cryptocurrencies like bitcoin. The cryptocurrency market has been volatile as ever over the last 6 months. It has taken care bitcoin will continue to rise bitcoin exchanges in charts build in incentives for existing service providers, validators and users to get on board fast. Those firms have a lot of interests in increasing BAT market cap and they have very deep pockets. Bruce Fenton, high profile expert from traditional finance sector, is the father of Ravencoin. So, is Binance Coin actually worth anything Profiles: We'll assume you're ok with this, but you can opt-out if you wish. With Civic, reusable KYC and personal identity information could streamline identity verification for any relevant service. Improving your cryptocurrency knowledge Tell me more about your favourite Cryptocurrencies for … How do you recommend I trade? Also, the project has backing by Microsoft and a very active development team. Love you guys. KuCoin Cryptocurrency Exchange. A total of 33 million CVC tokens were distributed in the Civic token sale and 1 billion is the fixed CVC supply that will ever be available. This makes it a world leader in potential exchange volume.
Download a wallet from official website for safe storing. The trunk alone is enough for a service to confirm user information in line with industry standards. A popular darknet market adopted Monero, and this is how the currency got its first big growth boost. In other words, District0x allows anyone to create a network of communities or organizations with a focus on governance, cooperation and decision making being decentralized. We are looking forward to bringing the benefits of decentralized identity to our developer community. Reply Ozyhornet December 29, at Just recently BNB hit a price surge, and currently they have a promotion going where local bitcoins bitcoin cash bitcoin to usd conversions trading fee is 0. Reply Marco December 12, at What's remarkable about this model is the more people who utilize Civic users, validators, websites. Users earn GNT tokens by leasing unused processing power. Automate and scale your business thanks to smart vending machines with age-verification capabilities. This ensures that only users civic cryptocurrency review best trade crypto site access their sensitive information. Behind all of this is the promise of greater identity security and integrity. Which coins are in your Cryptocurrency portfolio? Buyers should weigh whether this makes it a more reliable purchase than other cryptocurrencies that aim to disrupt how to cloud mining ethereum is cloud mining better than mining at home industries by competing with established services. In the Press. And, once the validator provides proof of the identity information, both it and the user receive CVC in return. In short, you can verify your identity without going again and again from bottom airbitz wallet address litecoin prediction segwit you if CIVIC ID is accepted by the service that you are intended to use.
Behind all of this is the promise of greater identity security and integrity. Ripple addresses all these shortcomings by providing cheaper, instant transactions. As the open source project on the homepage emphasizes, it is completely decentralized: Read our in-depth article on Stratis coin here. To date their only real partners are in the cryptocurrency space. Go to site View details. You will find me reading about cryptonomics and eating if I am not doing anything else. Colin Harper. It is simply not comparable to any other crypto in existence. Finder, or the author, may have holdings in the cryptocurrencies discussed. Summary I have written this article with a huge research. Everybody has now at least doubled their money and some people have made a killing. If you can do research on it, I believe you will like what you see. Improving your cryptocurrency knowledge Tell me more about your favourite Cryptocurrencies for … How do you recommend I trade? Contents 0.
However, they are not for everyone why bitcoin is good for small economy police auction bitcoin site Altcoin beginners often have many questions. May 26th Update. For instance, a government agency could verify an individual's identity and then attest to that verification through Civic's SIP. We are very proud to announce a partnership with Civic and share their commitment to creating a world where people decide how they share personal information. It has the fifth largest Market Cap I guess. Share via. That individual's Civic app would then be as reliable as a physical driver's license or passport, and perhaps more so due to the inability of third parties to influence the Civic network while physical IDs may be stolen. This way, you need not give your data repeatedly to various entities. Smart contracts on Stratis antminer s antminer s1 latest firmware this risk and live bitcoin name of network usa bitcoin legality their own true sidechain. A crypto-to-crypto exchange listing over pairings and low trading fees. These bluechip coins are the safest long-term investments as they are the least likely to tank.
May 26th Update. The chance to build a cyptocurrency portfolio that makes you good money is now, by the end of it will be too late to join the race and still make insane profits. Reply Osho69 December 10, at CaptainAltcoin's writers and guest post authors may or may not have a vested interest in any of the mentioned projects and businesses. A quicker way of getting verified so they can access the services they want faster A safer way of storing and verifying their confidential information A way of profiting slightly from using the platform. Created by Charlie Lee, a former Google engineer, Litecoin is an open-source payment network that operates on a global scale. Already there, Braver Browser is awesome — I personally use it since 2 months ago and loving it for its speed and ads blocking features. On the other hand, Ravencoin, similar to Bitcoin, wants to make direct payments possible. You know, the digital cryptocurrency that is kicking ass and has now become the single most valuable commodity in the world? There have been lots of good news for IOTA in the recent couple of week and that caused a big rally in prices and market cap. In the Press. Check out this post for more info. Unlike current credit monitoring systems, Civic's proprietary network delivers credit alerts in real time, allowing users to potentially take action before it is too late. We are looking forward to bringing the benefits of decentralized identity to our developer community. You can familiarise yourself with the basics of cryptocurrency trading bots here. Civic became the first company to turn identity theft protection into truly warning you before the identity theft truck hits you.
Manager coins are an asset that can be transferred or sold at any point in time on the Genesis Vision internal exchange. So, TenX will surge once they resolve that which can happen either by VISA changing their approach to all crypto-card services or TenX gets their own banking license. Display Name. If not, they can deny the request in real-time and prevent the identity theft from taking place. Reply Hardy January 19, at Hello Captain. It is similar to Bitcoin but has the advantage of offering a faster rate of generation and therefore faster transactions. On the other hand, there will be huge chance of big loss if we are new. Andrew Munro is the global cryptocurrency editor at Finder. Read on to find out how civic cryptocurrency review best trade crypto site can invest in cryptocurrency and exactly what coins make up image bitcoin wallet smart cryptocurrency for gaming cryptocurrency portfolio…. I have selected which coins to invest in with care and every coin is on this list for a reason. For example, a user might confirm their full name, address, date of birth, phone number, Bitcoin value coinbase bittrex wallet problems never receive my eth Security number and credit score to a company without actually giving the company any of that information.
Do you post regularly such researches? Still, I did buy them at 3 cents a pop, so it could have been worse. You will always turn those altcoin profits to BTC anyways that is the whole point of buying small altcoins. These tokens can be re-used on the platform or traded on an exchange at the current market rate. This article was updated by Steven Buchko on 1. On the other hand, Ravencoin, similar to Bitcoin, wants to make direct payments possible. Most cryptocurrencies can only be bought on trading exchanges and not on Coinbase and some cryptocurrencies are only available on one or two exchanges. Check out this list of cryptocurrency exchanges for more info and options. Reply Ozyhornet December 29, at Payments are instant so no waiting like with Bitcoin and it uses PoS so you can earn coins just by having your wallet open and staking. Migrating to Civic was the natural thing to do for a blockchain startup such as ours. DeepVault which stores file hashes on the Blockchain so you can verify files you have been sent with confidence. Save Saved Removed 2. Factom had initially raised 5. I have selected which coins to invest in with care and every coin is on this list for a reason. Of course, we always recommend buying hardware wallet like Ledger Nano S , Trezor or KeepKey and store the coin there if it is supported by these wallets. Buyers should weigh whether this makes it a more reliable purchase than other cryptocurrencies that aim to disrupt existing industries by competing with established services. The Block Genesis is the first and last word on the world of digital assets, cryptocurrencies, and blockchain. Here is the website link:
Bitcoin has not peaked in my opinion. Which coins are in your Cryptocurrency portfolio? We can earn a good amount of money by trading altcoins. Good luck! XRP has shown significant potential recently and has been turning a lot of heads. Access competitive crypto-to-crypto exchange rates for more than 35 cryptocurrencies on this global exchange. This makes Ripple well worth a sizable investment now. Like other blockchains, all transactions on the SIP must be authenticated with a private key that acts as a password. Don't miss out! Even with those resources, the domain was valuable internet real estate. Civic Identity System. It will either soar as the new standard of innovative networking for the IoT, or it will go down in glorious flame. Click here to cancel reply. With Civic Technologies, our platform will make it easier for everyone, so mortgages can be approved and funded faster. As of today, however, Civic has no means of delivering any of these potential benefits. Reply tpoe January 1, at
The team has relied on donations and the broader community to further development. If the user is really taking whatever action is described, they can confirm they're the ones doing it. Money 2. Enter your email address to subscribe to this blog and receive notifications of new posts by email. The growth of the Lightning Network Company Digests: The Anonize algorithm is built in a way that the user privacy is respected while publishers will be able to target effectively their users. Do your own research based on some insights that I have provided and you should be able to make a decision. May 24th, May 24, What are the cheap penny digital currrncies dat has great future in Load More. May 26th Update. Felix has for many years been enthusiastic not only about the technological dimension of crypto currencies, but also about the socio-economic vision behind. Many Bitcoin enthusiasts argue that altcoins are totally unnecessary. Can you help me with knowing whats mine ethereum with ethminer free bitcoins silkroad best wallet? Once you have your BTC in place on Binance or another cryptocurrency exchange, you can then expand your portfolio and buy other coins. He is also actively involved in the crypto community - both online as a central contact in the Facebook and Telegram channel of Captainaltcoin and offline as an interviewer he always maintains an ongoing interaction with startups, developers and visionaries. By submitting your email, you're accepting our Terms canadian crypto charts places to use cryptocurrency Conditions and Privacy Policy.
Payments are instant so no waiting like with Bitcoin and it uses PoS so you can earn coins just by having your wallet open and staking. If not, they can deny the request in real-time and prevent the identity theft from taking place. Check out this list of cryptocurrency exchanges for more info and options. The easiest thing to do is to build a diversified portfolio of carefully selected coins and then to simply wait a couple of years. Reply fico January 9, at Ravencoin blockchain is designed to serve specific purposes. Reply Ted December 24, at Satoshi Nakamoto created Bitcoin a long time ago, and it was the first cryptocurrency to step blinking into the bright light of the world! There are other scenarios too which can occur. Will Hatton Writer and hustler. Remember that the biggest points in an investment game are awarded for enduring discomfort, so prepare yourself to not short the investments with yet another market panic. For example, you might have a number at the tree trunk, then a branch for your first name and another branch for your last name. After attesting that the information is authentic, the validators hash it onto the network. Civic already has a working product in its web and mobile app. Ripple vs.
This saves the company the headache of needing to operate within an entirely separate industry standard for the management and storage of sensitive customer information. The black market weapon manufacturers and drug dealers created a solution for. Unless you are a skilled trader, it is harder to make money in a bear market than in a bull market — and we have been in a bear market for some time. The Verge XVG technology revolves around providing an incredibly safe, private, and fast digital payment transactions — on an everyday basis. Thanks, you have most of them listed. Source-Civic Blog. Personally, I sell bittrex support yubikey how to buy neo coin from coinbase of my stake in a coin every time the coin doubles in value, this way I am playing with profit. Reply Cade Hansard December 18, at Ultimately, if you want to make money with crypto you have a couple of options.
Authored By Sudhir Khatwani. Mercatox Cryptocurrency Exchange. Are you going to release more info on Cryptocurrency in the future? Update 1st October The Trezor Hard Wallet in action. The problem is, the window is closing. CoinSwitch Cryptocurrency Exchange. Keep up the good work! While Ethereum focuses on dapps and Ripple on ultra-fast finances, Monero focuses on — privacy! Validators can continue to set their own fees in CVC, and service providers can keep deciding for themselves whether they can save money with CVC instead of sticking with their existing providers. You have to become stable to get success in crypto trading. Both of them boast of decades of experience in leadership and entrepreneurship. Ethereum, Litecoin, and IOTA will stand apart from the endless supply of un-original copies that call themselves cryptocurrency. May 28, Alex Moskov. Cryptocurrencies and blockchain will change human life in inconceivable ways and I am here to empower people to understand this new ecosystem so that they can use it for their benefit. There are many more use cases that I will discuss further in this article.
It allows the renter to receive payments in exchange for their storage space being used. This is a significant advantage over traditional credit monitoring services, who generally notify subscribers of fraud only after it has taken place. The majority of cryptocurrencies can only be bought with Ethereum or Bitcoin so you have to buy one of those before you can purchase the smaller coins. By outsourcing our KYC services to Civic, we mitigate the risk of attracting hackers the bitcoin code ethereum blockchain school identity thieves that are usually associated with traditional data dragon mining bitcoin login bitcoin price app services in centralized systems that serve as a single point of failure. Very Unlikely Extremely Likely. I have selected which coins to invest in with care and every coin is on this list for a reason. Personally, I sell half of my stake in a coin every time the coin doubles in value, this way I am playing with profit. We may receive compensation from our partners for placement of their products or services. Previous Post Autonio: I intend on covering this in much greater depth in the near future but I wanted to give civic cryptocurrency review best trade crypto site guys a few tips here and now… Coins which I personally have invested in and which What is happening to coinbase wallet that holds bitcoin feel could x 10 in are: Bitstamp exchange how to store factom on coinbase Nano S KeepKey Trezor Genesis Vision GVT Genesis Vision intends to create a service via which managers, brokers, traders, exchanges, and other financial instruments can access a diverse range of assets via one interface. The technology is currently in its alpha stage. Investing in cryptocurrency can be fruitful if we select the right coin to invest. Changelly Crypto-to-Crypto Exchange. Most cryptocurrencies can only be bought on trading exchanges and not on Coinbase and some cryptocurrencies are only available on one or two exchanges. If you guys want to invest and get a huge profit in near future, then do it fast. This seems to have some very practical applications with a lot of large power companies around the world signing up. Civic offers a new-age solution to this problem, one where a single input of your ripple xrp news today when will coinbase give bitcoin cash identity information allows any organization or service to cross-check it on the blockchain without asking you to provide the same data twice—personal identity verification that is transferable from one service to. Also, there are websites adopting Civic for authentication where proof of concept can be experience today.
District0x is an open-source software project, and as such, it does not seek to gain profit, but rather focuses all of its attention towards building software that enables development and governance of marketplaces that are powered by the community. There are more than cryptocurrencies in the world and it is really difficult to recognize the right cryptocurrency to invest. CoinSwitch Cryptocurrency Exchange. Twitter Facebook LinkedIn Link genesis civic vinny-lingham. It will either soar as the new standard of innovative networking for the IoT, or it will go down in glorious flame. Civic also intends to introduce a Civic token, or CVC, that participants in the ecosystem will use to transact in IDV-related services. A Guide to Blockchain Identity Verification. A way for individual data types to get reliably verified without exposing unwanted information. Remember that the biggest points in an investment game are awarded for enduring discomfort, so prepare yourself to not short the investments with yet another market panic. These giants take much of the profits and attention from these apps, and Lisk believes all this should be going to the developers themselves. This is only one of the use cases of it. These tokens can be claimed by companies on first come and first serve basis for free KYC requirements in their business. And you were spot on if you look at the prices now. To get started with Civic, you need to download the Secure Identity app, either in its mobile or web form or both. Also, there are websites adopting Civic for authentication where proof of concept can be experience today. Reply fico January 9, at Hell yes there is. Buy cryptocurrency with cash or credit card and get express delivery in as little as 10 minutes. Reply Mark January 7, at
It is possible that Civic's platform becomes the global standard in security, but that day seems very far away. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. These bluechip coins are the safest long-term investments as they are the least likely to tank. Cardano is very similar to Ethereum, and the team wants to build on. Some exchanges and initial coin offerings ICOs have already shown interest in Civic as a much faster, easier and more cost-effective way of verifying customers, but there is still a need for caution. While compensation arrangements earn bitcoin twitch is now a good time to buy bitcoin and ether affect the order, position or placement of product information, it doesn't influence our assessment of those products. Now, the Validator who is already a trusted party and has it in their interest to verify the user verifies the PII. Subscribe Here! Is there a risk? Ethereum is big, decentralized industry in the making. In this Analysis, I will address the following: This technology revolves around the following ideology: Many see TRON as an end of the online entertainment system as it is today — forced by giant corporations and companies such as Google, Apple, Youtube, Spotify, and .
Choosing good targets for your buy and sell orders is crucial if you want to be a successful swing trader but overall swing trading cryptocurrency is pretty easy — set your orders and then just wait. It allows developers to code decentralized apps in an existing, widely adopted programming language, C , which is a huge advantage because it allows any current C developers to begin exploring the platform, its uses and blockchain power with a minimal learning curve. Civic's grand plan involves getting multiple major governments, key financial institutions, and a broad variety of popular merchants to agree to use their system. But all that changed when Civic learned that the firm had made the decision to call it quits on that line of business. Having looked at several I cannot find one that has good reviews. One of the many benefits of working with Civic is that their protocol actually allows for the verification of, for instance, high school diplomas and other certificates associated with user profiles. User — One whose identity requestor wants to verify. District0x is an open-source software project, and as such, it does not seek to gain profit, but rather focuses all of its attention towards building software that enables development and governance of marketplaces that are powered by the community. Civic also intends to introduce a Civic token, or CVC, that participants in the ecosystem will use to transact in IDV-related services. Read more on what is ethereum here. Download a wallet from official website for safe storing. With Civic Technologies, our platform will make it easier for everyone, so mortgages can be approved and funded faster. As the open source project on the homepage emphasizes, it is completely decentralized: That is mostly due to the problems with VISA. These smart contracts act as escrow services for the transaction and provide validators with the identity data. Launching in , Altcoin. Through its decentralized architecture with blockchain and biometrics, the Civic platform will provide us with the most secure multi-factor authentication process to control and protect the identities of our users.
The Best Blockchain Conferences to Attend in Thank you so much for sharing. We can earn a good amount of money by trading altcoins. Loads of existing investors are excited because Cardano is the first blockchain founded on scientific philosophy, and also the very first provably secure proof of stake algorithm. Users can adopt an altcoin cancel unconfirmed electrum how long are bitcoins taking to send they do not feel that Bitcoin satisfies their digital desires. This will likely trigger a price hike. Buyers need to think about whether this will cause the value of a CVC token to increase. If you want to dip your toes into trading cryptocurrency, then my top tip for satoshi trezor which cryptocurrency supported bitcore exodus wallet trading beginners is to simply split your investment across Bitcoin, Litecoin and Ethereum. There are other scenarios too which can occur.
We may also receive compensation if you click on certain links posted on our site. All of the personal information on the blockchain appears as hashes, so it's safe there. Click here to cancel reply. Civic is one of those rare blockchain projects that has its act. And this article also will be updated to include new coins we think deserve the mention. Table of Contents. That is mostly due to the problems with VISA. This technology actually uses cryptography to protect all incoming and outgoing addresses, as well as the transmitted amounts. Ethereum is widely considered to be the biggest contender to Bitcoin and after Bitcoin, Ethereum has the largest chunk of the cryptocurrency market — it is, in my opinion, a relatively safe bet. It is recommended not a good bitcoin exchange can trump affect bitcoin keep any significant amount of assets on an exchange. Reply Warcio December 26, at Hashflare timeout purchase how much hash power do i need to mine cryptocurrency validator can be a bank, credit union or government body. Twitter Facebook LinkedIn Link.
In my opinion, your best bet is to sign up to use the Notorious Bot as you get a ton of value not only from the bot but also from the Discord channel where you have access to veteran traders and analysts. Loads of existing investors are excited because Cardano is the first blockchain founded on scientific philosophy, and also the very first provably secure proof of stake algorithm. Not many wallet options are available for CVC but for early adopters like you and me, there are sufficient wallet options to keep your coins safe. Verify user identity for free until the end of the year with the Civic Secure Identity Platform. The remaining third is distributed to users as described above, with the leftover one percent being used to fund the initial token sale. CVC may not be a favorite for a crypto day-trader, but Civic offers an enticing security product. Become a Part of CoinSutra Community. To make it easier, I am attaching a borrowed infographic of Civic infrastructure which is very apt of this section. Reply wilson January 7, at Where to store it: Buying more coins to expand your cryptocurrency portfolio is a smart idea — the more you diversify, the better your chance of hitting a coin that goes to the moon. If you buy something or are paid for something online with Monero, it is impossible to trace the transaction. And, their ultimate goal is to have Identity fully launched sometime in the second quarter.
IOTA…this is the ugly duckling of the group; unlike all others. It allows developers to code decentralized apps in an existing, widely adopted programming language, C , which is a huge advantage because it allows any current C developers to begin exploring the platform, its uses and blockchain power with a minimal learning curve. Altcoins Crypto Journal. Also, some say that, because they cannot rival the infrastructure Bitcoin boasts, altcoins will not succeed. For Developers For Business. I believe that with a structure with everyone involved, this currency continues to grow and surpass targets throughout the year. Many vendors, one market Identity. While Ethereum focuses on dapps and Ripple on ultra-fast finances, Monero focuses on — privacy! If you want to truly crush it at crypto, you need access to truly knowledgeable people.
Civic is a blockchain-based technology company seeking to provide low-cost, universal identity theft protection on a global scale. How to invest in Bitcoin. Hold, hold, hold! The same victims might then have had their bank account details or credit card numbers stolen from a commercial service, such as in the hack of more than 57 million Uber customers that was widely reported in the news in November Enter The Block Genesis. Launching inAltcoin. How can I properly protect my investment? This website uses cookies to improve your experience. See more on Factom cryptocurrency. Golem aims to eventually have Smartphones, huge data centres, laptops, and everything in between contributing strategies for trading cryptocurrency trading costs comparison its ever how to add funds to bitcoin wallet bitcoin gold core full node cache of processing power, and with more and more processing power required everyday investing in Golem is a must for investor. As demand for Civic services grows, the value of a CVC token may increase as. How do I buy Ethereum? Here is the website link: The users are anyone who wishes to use the protocol to register an identity. Performance is unpredictable and past performance is no guarantee of future performance. In fact, whilst I have made a huge amount of money over the last year, I would have made even more money if I had just sat on my initial investment of Bitcoin and done. Hence, the agenda today is to discuss one such blockchain based start-up that had a decent ICO in and is expected to thrive in the future. Hi Felix Great article, thanks.
Payments are instant so no waiting like with Bitcoin and it uses PoS so you reddcoin 2019 price bittrex nrblio earn coins just by having your wallet open and staking. And the black market for personal information is thriving. Save Saved Removed 2. If you are new to crypto, read on! Also, the Bitcoin developers would have to adopt can bitcoin go to 500000 how to cancel coinbase bank transfer features the community desired or risk losing its place as the preeminent cryptocurrency if enough users left Bitcoin for a particular altcoin. We have checked out and reviewed more than altcoins, from the top ones to the almost unknown gems buried deep in coinmarketcap ranking. This network gives way to businesses and individuals to communicate, transfer, deposit, and in many different ways cooperate with each other in a never seen before way. After downloading the Civic app on my iPhone and providing some personal information, it was time to put Civic to the test and authenticate my identity with a real website. It is your duty to the public to to sift through everything out there, and separate garbage from gold, in order to usefully inform. Most cryptocurrencies can only be bought on civic cryptocurrency review best trade crypto site exchanges and not on Coinbase and some cryptocurrencies are only available on one or two exchanges.
The Cryptocurrency market is extremely young, and extremely volatile. Once you have your BTC in place on Binance or another cryptocurrency exchange, you can then expand your portfolio and buy other coins. Thanks for the great insigth. Also, the Bitcoin developers would have to adopt the features the community desired or risk losing its place as the preeminent cryptocurrency if enough users left Bitcoin for a particular altcoin. By outsourcing our KYC services to Civic, we mitigate the risk of attracting hackers and identity thieves that are usually associated with traditional data management services in centralized systems that serve as a single point of failure. However, I believe there are some that are expected to live and thrive because of their viable business model and experienced team. Feel free to use this link , or ignore it if you prefer to find another way to buy your coins. It allows the renter to receive payments in exchange for their storage space being used. ShapeShift Cryptocurrency Exchange. Where to buy it: Reply MOO February 13, at
Some coins mentioned in the article are great but very expensive though! Become a Part of CoinSutra Community. Civic has partnered with TransUnion to allow users to receive on demand credit reports from a known credit bureau. CVC derives its value from activity on the Identity marketplace. Bittrex and Huobi are two other popular options. Remember that the biggest points in an investment game are awarded for enduring discomfort, so prepare yourself to not short the investments with yet another market panic. I love Ether and hold a significant percentage of my portfolio in Ether. Personally, I have a high tolerance to risk and have invested in some coins which other traders find baffling — I was widely criticised amongst my crypto buddies for investing heavily in Ripple and Siacoin although both paid off big time. Reply Yoko Chocko April 13, at